Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Lumen Mortgages ## Sitemaps - [XML Sitemap](https://lumenmortgages.co.uk/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://lumenmortgages.co.uk/news/) - [Signing in or registering for Self-Serve](https://lumenmortgages.co.uk/sign-in-self-serve-check/) - Are your contact details up to date? Sign in to Self-Serve and check. - [Making your payment this month](https://lumenmortgages.co.uk/making-your-payment-this-month-5/) - If you're paying by a method other than Direct Debit, however you send your payment, it must reach us before the end of July. - [Making your payment this month](https://lumenmortgages.co.uk/making-your-payment-this-month-4/) - If you're paying by a method other than Direct Debit, however you send your payment, it must reach us before the end of June. - [Planned system maintenance](https://lumenmortgages.co.uk/planned-system-maintenance-3/) - We’ll be closed because of essential maintenance over the weekend of Saturday 4 and Sunday 5 July. During this weekend online Self-Serve and our phone lines (including our automated payment service) will be unavailable. - [Making your payment this month](https://lumenmortgages.co.uk/making-your-payment-this-month-3/) - If you're paying by a method other than Direct Debit, however you send your payment, it must reach us before the end of May. - [Making your payment this month](https://lumenmortgages.co.uk/making-your-payment-this-month-2/) - If you're paying by a method other than Direct Debit, however you send your payment, it must reach us before the end of April. - [Our automated payment line](https://lumenmortgages.co.uk/our-automated-payment-line/) - We’ve made some improvements to our phone systems. - [Making your payment this month](https://lumenmortgages.co.uk/making-your-payment-this-month/) - If you're paying by a method other than Direct Debit, however you send your payment, it must reach us before the end of March. - [Calling us over Easter](https://lumenmortgages.co.uk/calling-us-over-easter/) - Please note that, because of the Easter holidays, we won’t have any agents available to answer calls on Friday 3 April or Monday 6 April. - [Planned system maintenance](https://lumenmortgages.co.uk/planned-system-maintenance-2/) - All our phone lines (including our automated payment service) will be closed because of essential maintenance on Sat 14 and Sun 15 March. Our online Self-Serve system will also be unavailable from 5:30pm on Friday 13 March and for all of Sat 14 and Sun 15 March. - [Bank of England base rate reduction - 18 December 2025](https://lumenmortgages.co.uk/bank-of-england-base-rate-reduction-18-december-2025/) - On Thursday 18 December, the Bank of England base rate (the Bank Rate) was reduced from 4.00% to 3.75%. See what this means for you. - [Planned system maintenance](https://lumenmortgages.co.uk/planned-system-maintenance/) - We’ll be closed because of essential maintenance on Saturday 11 and Sunday 12 October. - [Planned system maintenance](https://lumenmortgages.co.uk/planned-system-maintenance-on-saturday-21-and-sunday-22-june/) - We’ll be closed because of essential maintenance over the weekends of 4-5 October and 11-12 October. - [Welcome](https://lumenmortgages.co.uk/welcome/) - We're delighted to Welcome you to Lumen Mortgages. ## Pages - [Homepage](https://lumenmortgages.co.uk/) - [Useful documents & forms](https://lumenmortgages.co.uk/useful-docs/) - [Security](https://lumenmortgages.co.uk/security/) - [Privacy](https://lumenmortgages.co.uk/privacy/) - [Accessibility](https://lumenmortgages.co.uk/accessibility/) - [Renters' Rights Act](https://lumenmortgages.co.uk/renters-rights-act/) - [Finding your account information](https://lumenmortgages.co.uk/finding-your-account-information/) - [Tenancy Fees & Deposits](https://lumenmortgages.co.uk/tenancy-fees-deposits/) - [Shortfall Debt](https://lumenmortgages.co.uk/shortfall-debt/) - [Rate change information](https://lumenmortgages.co.uk/rate-change-information/) - [Making changes to your mortgage](https://lumenmortgages.co.uk/making-changes-to-your-mortgage/) - [Using Self-Serve](https://lumenmortgages.co.uk/using-self-serve/) - [Payment difficulties](https://lumenmortgages.co.uk/payment-difficulties/) - [Your repayment plan](https://lumenmortgages.co.uk/your-repayment-plan/) - [Find a better mortgage deal](https://lumenmortgages.co.uk/find-a-better-mortgage-deal/) - [Paying off your mortgage](https://lumenmortgages.co.uk/paying-off-your-mortgage/) - [Making overpayments](https://lumenmortgages.co.uk/making-overpayments/) - [Physical & mental health](https://lumenmortgages.co.uk/physical-mental-health/) - [Bereavement support](https://lumenmortgages.co.uk/bereavement-support/) - [Make a complaint](https://lumenmortgages.co.uk/make-a-complaint/) - [Switch your interest only mortgage to repayment or part & part](https://lumenmortgages.co.uk/switch-to-repayment-or-part-part-mortgage/) - [About interest only](https://lumenmortgages.co.uk/about-interest-only/) - [Disability and impairment](https://lumenmortgages.co.uk/disability-and-impairment/) - [Help and Support](https://lumenmortgages.co.uk/help-and-support/) - [Making your monthly payments ](https://lumenmortgages.co.uk/making-your-monthly-payments/) - [Fees & charges](https://lumenmortgages.co.uk/fees-charges/) - [Legal](https://lumenmortgages.co.uk/legal/) - [About us](https://lumenmortgages.co.uk/about-us/) - [Contact us](https://lumenmortgages.co.uk/contact-us/) - [Useful Tools](https://lumenmortgages.co.uk/useful-tools/) - [Search Page](https://lumenmortgages.co.uk/search-page/) - [Energy Performance Certificate (EPC) regulations](https://lumenmortgages.co.uk/energy-performance-certificate-epc-regulations/) - [Information for solicitors](https://lumenmortgages.co.uk/information-for-solicitors/) - [Abuse support](https://lumenmortgages.co.uk/abuse-support/) - [Divorce or separation](https://lumenmortgages.co.uk/divorce-or-separation/) - [Illness](https://lumenmortgages.co.uk/illness/) - [Cookie Policy](https://lumenmortgages.co.uk/cookie-policy/) - [Carers](https://lumenmortgages.co.uk/carers/) - [Your interest rate](https://lumenmortgages.co.uk/your-interest-rate/) - [Our virtual assistant](https://lumenmortgages.co.uk/our-virtual-assistant/) - [Switch to repayment or part & part calculator](https://lumenmortgages.co.uk/switch-to-repayment-or-part-part-calculator/) - [The Mortgage Charter](https://lumenmortgages.co.uk/the-mortgage-charter/) - [Independent advice](https://lumenmortgages.co.uk/independent-advice/) - [Budgeting and costs](https://lumenmortgages.co.uk/budgeting-and-costs/) - [Government support schemes](https://lumenmortgages.co.uk/government-support-schemes/) - [Mortgage Overpayment Calculator](https://lumenmortgages.co.uk/mortgage-overpayment-calculator/) - [Rate change calculator](https://lumenmortgages.co.uk/rate-change-calculator/) - [Borrowing more on your mortgage ](https://lumenmortgages.co.uk/borrowing-more-on-your-mortgage/) - [Payment Holidays](https://lumenmortgages.co.uk/payment-holidays/) - [Mortgage Repayment Calculator](https://lumenmortgages.co.uk/mortgage-repayment-calculator/) - [Sitemap](https://lumenmortgages.co.uk/sitemap/) - [Search Results](https://lumenmortgages.co.uk/search-results/) ## Categories - [Uncategorised](https://lumenmortgages.co.uk/category/uncategorised/)